Would you like to buy lower-priced Chevy Silverado insurance in Knoxville? Comparing Knoxville auto insurance quotes online can be difficult if you are one of the many people who have never used online price quotes. But don't be confused because finding affordable coverage for Chevy Silverado insurance in Knoxville is easier than you think.
Sadly, almost 70% of drivers have been with the same company for a minimum of four years, and roughly 40% of drivers have never even shopped around for cheaper coverage. Consumers in Tennessee could save up to $475 each year just by getting comparison quotes, but most tend to underestimate the amount of savings they would get if they just switched companies.
Consumers should take time to compare rates as often as possible because insurance rates change regularly. Just because you had the best rate on Chevy Silverado insurance in Knoxville a year ago you can probably find a lower rate today. Block out anything you think you know about insurance because you're about to learn the only way to lower your rates without sacrificing coverage.
Affordable Knoxville Chevy Silverado insurance quotes
When shopping for low cost Knoxville auto insurance quotes, there are a couple of ways to compare prices from car insurance companies in your area. The easiest way to find the lowest Chevy Silverado rates consists of shopping online. When price shopping your coverage, comparing more quotes increases your odds of finding a lower rate than you're paying now. Some smaller insurers do not give online price quotes, so it's recommended that you also compare rates from them, too.
The car insurance companies shown below have been selected to offer price quotes in Tennessee. If multiple companies are shown, we recommend you visit two to three different companies in order to find the lowest rates.
|Model||Comp||Collision||Liability||Medical||UM/UIM||Annual Premium||Monthly Premium|
|Silverado LS Regular Cab 2WD||$136||$256||$368||$22||$110||$892||$74|
|Silverado LS Regular Cab 4WD||$186||$350||$376||$22||$112||$1,046||$87|
|Silverado LT Regular Cab 2WD||$214||$440||$342||$20||$102||$1,118||$93|
|Silverado LT Regular Cab||$106||$196||$306||$18||$92||$718||$60|
|Silverado LS Extended Cab 4WD||$126||$218||$298||$18||$90||$750||$63|
|Silverado LT Extended Cab 4WD||$154||$290||$390||$24||$116||$974||$81|
|Silverado LT Extended Cab 2WD||$136||$272||$394||$24||$118||$944||$79|
|Silverado LS Extended Cab 2WD||$202||$372||$440||$26||$132||$1,172||$98|
|Silverado LT Crew Cab 4WD||$280||$544||$390||$24||$116||$1,354||$113|
|Silverado LS Crew Cab 2WD||$274||$608||$394||$24||$118||$1,418||$118|
|Silverado LS Crew Cab 4WD||$218||$450||$278||$16||$82||$1,044||$87|
|Silverado LT Crew Cab 2WD||$150||$314||$424||$26||$126||$1,040||$87|
|Silverado LTZ Extended Cab 2WD||$142||$256||$336||$20||$100||$854||$71|
|Silverado LTZ Extended Cab 4WD||$242||$518||$326||$20||$98||$1,204||$100|
|Silverado LTZ Crew Cab 2WD||$204||$358||$326||$20||$98||$1,006||$84|
|Silverado LTZ Crew Cab 4WD||$134||$274||$304||$18||$90||$820||$68|
|Silverado Crew Cab Hybrid 2WD||$274||$700||$350||$20||$104||$1,448||$121|
|Silverado Crew Cab Hybrid 4WD||$192||$394||$390||$24||$116||$1,116||$93|
|Get Your Own Custom Quote Go|
Table data represents single female driver age 30, no speeding tickets, no at-fault accidents, $1,000 deductibles, and Tennessee minimum liability limits. Discounts applied include multi-vehicle, homeowner, multi-policy, safe-driver, and claim-free. Price estimates do not factor in vehicle garaging location which can revise prices substantially.
How accidents and tickets impact rates
The diagram below illustrates how speeding tickets and accidents can affect Chevrolet Silverado auto insurance rates for each age group. The data assumes a single male driver, full coverage, $1,000 deductibles, and no additional discounts are factored in.
It's not one size fits all
When it comes to your policy for your personal vehicles, there is no best way to insure your cars. You are unique.
Here are some questions about coverages that might help in determining whether or not you might need an agent's assistance.
- Will my Chevy Silverado be repaired with OEM or aftermarket parts?
- Do I have coverage if my license is suspended?
- Do I need PIP (personal injury protection) coverage in Tennessee?
- Who is covered when they drive my Chevy Silverado?
- Do I need to call my car insurance company before buying a new car?
- How much liability coverage do I need in Tennessee?
If you can't answer these questions, then you may want to think about talking to an insurance agent. If you want to speak to an agent in your area, complete this form.
Getting quotes from local Knoxville auto insurance agents
A lot of people still prefer to sit down with an agent and often times that is recommended The biggest benefit of comparing rates online is that you can obtain cheap car insurance quotes but still work with a licensed agent. And providing support for small agencies is still important in Knoxville.
Upon completion of this short form, your insurance data is sent to companies in Knoxville who can give free rate quotes for your car insurance coverage. There is no reason to search for an agent as quotes are delivered directly to your email. Get lower rates without requiring a lot of work. If you have a need to quote rates from a specific car insurance provider, don't hesitate to visit that company's website and fill out their quote form.
If you need to find a good Knoxville insurance agent, it helps to know the two types of insurance agents that differ in how they can insure your vehicles. Insurance agencies in Knoxville are classified as either independent (non-exclusive) or exclusive.
Independent Insurance Agents
These type of agents do not work for one specific company and that enables them to quote your coverage with an assortment of companies and potentially find a lower price. If they find a lower price, the business is moved internally without you having to go to a different agency.
If you are trying to find cheaper rates, we recommend you include a couple of independent agencies to get the best comparison. Most also have access to additional companies that you may not be familiar with which could offer lower prices.
The following is a short list of independent insurance agents in Knoxville that may be able to give you free car insurance quotes.
- Shafer Insurance
1100 Marion St #200 - Knoxville, TN 37921 - (865) 546-0761 - View Map
- The Jacobs Insurance Agency
9621 Countryside Center Ln - Knoxville, TN 37931 - (865) 219-2708 - View Map
- Nationwide Insurance: The Yates Agency Inc
5038 N Broadway St - Knoxville, TN 37918 - (865) 689-6111 - View Map
Exclusive Insurance Agents
Agents that choose to be exclusive normally can only provide a single company's rates such as AAA, State Farm, Farmers Insurance, and Allstate. Exclusive agents cannot provide prices from multiple companies so they really need to provide good service. Exclusive agents are well schooled on sales techniques and that enables them to sell even at higher rates. A lot of people choose to use an exclusive agent partially due to loyalty to the company rather than having low rates.
Listed below is a list of exclusive agents in Knoxville who can help you get rate quotes.
- Drew Griggs - State Farm Insurance Agent
7425 Chapman Hwy Ste 102 - Knoxville, TN 37920 - (865) 240-4057 - View Map
- Phil Nichols - State Farm Insurance Agent
7043 Maynardville Pike #16 - Knoxville, TN 37918 - (865) 922-9711 - View Map
- Todd Henderson - State Farm Insurance Agent
11002 Kingston Pike #103 - Knoxville, TN 37934 - (865) 966-3276 - View Map
Deciding on a car insurance agent needs to be determined by more than just the quoted price. Some important questions to ask are:
- Is the agent and/or agency licensed to do business in Tennessee?
- Will you work with the agent or an assistant?
- What company do they have the most business with?
- Do you need full coverage on every vehicle?
- Are they able to provide referrals?
After you get good responses to these questions and locked in a price quote, you may have found a car insurance agent that is professional and can adequately provide car insurance. Keep in mind it's your coverage and you can cancel your policy whenever you want so never feel that you are obligated to any particular company for the full term.